The smarter way to manage money

Know exactly where your money goes

Kostenx gives you a complete picture of your finances — track expenses, set budgets, sync bank accounts, and make smarter decisions every day.

Free forever plan No credit card Cancel anytime
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Today

$24.50

2 expenses

This Week

$142.30

↑ 12% vs last week

This Month

$847.90

68% of budget used

All Time

$12,480

Since Jan 2024

Daily Spending — Last 30 Days

By Category

Food38%
Transport22%
Shopping20%
Bills14%
Other6%

Features

Everything your finances need

Kostenx combines powerful financial tools with a clean, intuitive interface designed for real people.

Smart Expense Tracking

Log every purchase in seconds. Auto-categorize spending across 8 categories with powerful search and date filters.

Visual Analytics

Beautiful real-time charts reveal exactly where your money goes. Spot patterns and cut wasteful spending effortlessly.

Budget Alerts

Set monthly limits per category. Get instant visual warnings before you overspend — stay in control, every day.

Bank Account Sync

Link multiple bank accounts. Track balances in real time as expenses auto-deduct from the right account.

CSV Export

Export your full expense history to CSV anytime. Perfect for accountants, tax returns, or personal audits.

Multi-Currency

Manage expenses in any currency. Perfect for travelers, remote workers, and international households.

How it works

Up and running in minutes

No learning curve. Just open Kostenx and start tracking.

  1. Create your account

    Sign up free in under 30 seconds. No credit card required.

  2. Add your expenses

    Log purchases manually or link your bank accounts for automatic tracking.

  3. Set your budgets

    Define monthly limits per category and let Kostenx alert you before you overspend.

  4. Gain insights

    Watch your financial picture come alive with beautiful charts and trend reports.

Monthly Budget Overview

🍕Food & Dining
Warning$320 / $400
🚇Transportation
$95 / $150
🛍️Shopping
Over!$210 / $200
🎬Entertainment
$45 / $100
💊Health
$80 / $120

Budget Alert

Shopping limit reached

Budget Management

Never overspend again

Set custom monthly budgets for every category. Kostenx tracks your spending in real time and alerts you the moment you approach your limits — before it's too late.

  • Visual progress bars per category
  • Instant colour-coded warnings at 80% and 100%
  • Month-by-month budget history
  • Fully customizable per category
Start budgeting

Pricing

Simple, honest pricing

Start free. Upgrade only when you're ready.

Free

Perfect for getting started

$0/forever
  • Up to 50 expenses/month
  • Last 30 days history
  • 8 expense categories
  • Monthly budget tracking
  • Basic charts
  • 2 bank accounts
Get Started Free

Pro

POPULAR

For serious expense tracking

$5/month
  • Unlimited expenses
  • Full history access
  • 8 expense categories
  • Monthly budget tracking
  • Advanced charts & reports
  • CSV export
  • Unlimited bank accounts
  • Priority support
Start Pro

Secure payments · Cancel anytime · No hidden fees

Start managing money
the smarter way

Join 24,000+ people across Europe who use Kostenx to track every euro, set smart budgets, and build better financial habits.

Create free account

Free forever · No credit card required